Terms of Service

Last updated: May 22, 2026

Welcome to Universal AI LLC ("we", "us", "our"). By installing or using any of our apps — including Cooked, Banchan, and Jineo — you agree to these Terms of Service. If you don't agree, please don't use our apps.

1. Who we are

Universal AI LLC is a Maryland single-member limited liability company (EIN 41-4066825). Our registered email is contact@universalaillc.com.

2. Eligibility

You must be at least 17 years old to use our apps (Cooked is rated 17+; Banchan and Jineo are rated 4+ but still require you to comply with Apple's terms). If you are under the age of majority in your jurisdiction, you must have parental consent.

3. Subscriptions and billing

• Apple handles all billing. All subscriptions are managed through Apple's StoreKit and your Apple ID.
• Auto-renewal. Subscriptions automatically renew at the end of each billing period unless cancelled at least 24 hours before renewal.
• Cancellation. You can cancel at any time via iOS Settings → Apple ID → Subscriptions. Cancellation takes effect at the end of the current billing period; no partial refunds.
• Free trials. Some subscriptions include a free trial period. If you do not cancel before the trial ends, you will be charged the full subscription price. Free trials are limited to one per Apple ID.
• Refunds. Refunds are handled by Apple per their refund policy. Universal AI LLC does not process refunds directly.

4. AI-generated content

Our apps use third-party AI models (including OpenAI's GPT-4o) to generate text, analyze images, and produce recommendations. AI output may occasionally be inaccurate, incomplete, or unexpected. Specifically:

• Cooked dating advice is for entertainment and guidance only. We do not guarantee outcomes.
• Banchan recipes and cultural information should be cross-referenced for allergens and food safety.
• Jineo skincare analysis is not medical advice. Consult a licensed dermatologist for skin conditions.

You are responsible for evaluating AI outputs before acting on them.

5. Acceptable use

You agree not to:

• Reverse-engineer, decompile, or scrape our apps or backend.
• Use our apps to harass, harm, or impersonate others.
• Submit content that is illegal, defamatory, or violates anyone's privacy.
• Attempt to bypass our subscription paywalls or rate limits.
• Use our apps to develop competing AI services.

6. Intellectual property

Universal AI LLC owns all rights to the apps' code, design, branding, and curated content (recipes, restaurant data, K-beauty product catalog, mascot characters, etc.). You receive a personal, non-transferable, revocable license to use our apps. You may not copy, redistribute, or commercialize our content.

7. User-submitted content

Photos, text, and other content you submit to our apps for AI processing remain yours. By submitting them, you grant us a temporary, processing-only license to send them to AI providers for analysis. We do not retain or train on your content.

DMCA notice and takedown. If you believe content submitted by a user to our apps or backend infringes your copyright, you may submit a takedown notice under the Digital Millennium Copyright Act (17 U.S.C. §512). Notices should be sent to our DMCA Designated Agent at privacy@universalaillc.com (postal: 18415 Thundercloud Rd, Boyds, MD 20841). We will respond to valid notices by removing or disabling access to the allegedly infringing material in accordance with §512(c). We may also terminate access for users who are repeat infringers. Full takedown procedure is documented in our Privacy Policy § 8.

8. Disclaimers

Our apps are provided "as is" without warranty of any kind. We do not guarantee:

• Uninterrupted or error-free operation.
• Accuracy of AI-generated outputs.
• Specific results from using the apps (e.g., dating success, skin improvement, cooking outcomes).

9. Limitation of liability

To the maximum extent permitted by law, Universal AI LLC's total liability to you for any claim arising from these Terms or our apps is limited to the amount you paid us in the 12 months preceding the claim. We are not liable for indirect, incidental, or consequential damages.

10. Termination

We may suspend or terminate your access to our apps at any time if you violate these Terms or for legitimate business reasons. You may stop using our apps at any time and delete your data via the in-app "Delete Account & Data" flow.

11. Governing law

These Terms are governed by the laws of the State of Maryland, USA. Any dispute will be resolved in the courts of Montgomery County, Maryland.

12. Changes to these terms

We may update these Terms as our apps evolve. Material changes will be reflected in the "Last updated" date at the top of this page. Continued use of our apps after changes means you accept the new Terms.

13. Contact

Questions? Email contact@universalaillc.com.

Universal AI LLC
18415 Thundercloud Rd
Boyds, MD 20841
United States